Start Here

If money feels confusing, start with these fundamentals. Simple concepts first—then strategies.

If you’re brand new

• Gross vs net pay
• Checking vs savings
• Credit cards basics
• Emergency fund
• Index funds

If you’re stressed about money

• Stop overdrafts
• Build a starter budget
• Pay off high‑interest debt
• Automate savings

If you want to invest

• How the stock market works
• Risk vs reward
• ETFs vs mutual funds
• Long‑term investing rules